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FAQs

Your tree surgeon insurance questions answered here…

Having specialist arboriculture insurance means that the cover is designed specifically for people working in the tree surgeon and forestry sectors, which can also be tailored to meet your business requirements. It is important to select an insurer and broker who understand the industry and associated requirements. We offer a range of covers under our specialised product. For a personalised quote or to discuss further, our advisers are ready to help on 0113 259 3560.

Some insurers do stipulate a height limit but at Arborisk, you have the option to have no height restrictions.

Arborisk core cover includes £5million limit of indemnity, with an option to extend to £10million.

Unfortunately your Arborist equipment and vehicles are prone to theft as they are highly desirable, and in some cases easy to re-sell. Millions of pounds of equipment are estimated to be stolen every year. Make sure that equipment is stored in secure premises, with added security measures if possible, such as CCTV. For handheld tools, do not leave in vans overnight and remember to close doors and lock vehicles when on a job. Our guide (PDF) provides some advice on security.

Working at height with dangerous power tools, and falling debris means arboriculture can be more risky than the average business. However, many skilled and trained professionals across the sector put in place effective procedures to minimise these risks. The Health & Safety Executive has essential health & safety advice on their website to encourage best practice.

Accident books are used to make a record of workplace incidents, injuries and near misses. This helps to effectively manage and assess risks, to reduce incidents occurring again. Most are colour coded, red, amber, green to clearly identify the level of risk. Find out more information from The Health & Safety Executive on reporting accidents.

Government figures show that the majority of serious or fatal injuries are due to chainsaws, being hit by a tree, or as a result of a fall. Training and following safety advice and not working alone can minimise the risk of injury.

Site risk assessments help to mitigate risks that could occur. By considering possible risks before the job commences, steps can be taken to reduce the possibility of incidents occurring for you and your employees. HSE have a helpful video on the subject.

The Arboricultural Association has produced a handy guide to ensure you stay safe during these unprecedented working times. The guide offers advice, based on government guidelines, enabling you to continue your business, but keep yourself, staff and customer safe.

PPE helps to protect tree surgeons and foresters against workplace accidents. Use the appropriate equipment for the job, this could include hard hats, high-visibility clothing, steel cap boots, ear plugs.

It is a legal requirement for employers to train all their staff on health & safety. Ensure supervision of new employees were reasonably practical and training is offered for new skills. Employers should ensure their staff are competent in what they are being asked to do. Read more information on H&S training at HSE.

There are professional qualifications for foresters, such as LANTRA or NPTC certification, ensuring foresters follow best practice when undertaking jobs. Qualifications held should be relevant to the work undertaken, this may result in a discount for arborist insurance.

Broadway Hall
Horsforth
Leeds
LS18 4RS

0113 259 3560
enquiries@arborisk.co.uk
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